Housing, Legal & Insurance Support

Free legal help, insurance assistance, flood insurance claims, and county services — for FEMA appeals, insurance disputes, contractor problems, home repair, utilities, and more.

Serves Sandy Creek: Yes

Texas RioGrande Legal Aid (TRLA)

TRLA serves Central Texas, including Travis County, and provides free disaster legal assistance to low-income flood survivors. They can help with FEMA appeals, insurance claims, government benefits, home-repair contracts, contractor problems and scams, replacing lost legal documents, mortgage or foreclosure issues, and landlord/tenant issues.

Serves Sandy Creek: Yes

Texas Disaster Legal Help

A statewide legal-navigation resource — a collaboration among Texas legal-aid organizations to mobilize legal help after disasters. Best for finding the right legal-aid provider for a specific disaster-related issue. Start with TRLA's Disaster Legal Hotline above; if they can't take your case, ask them for a referral through this network.

Serves Sandy Creek: Yes

Texas Department of Insurance (TDI)

TDI is the state agency that helps consumers understand insurance, find their insurer's contact information, understand the claims process, and file complaints. Best for insurance claim questions, trouble reaching an insurer, disputes with insurers or adjusters, understanding your rights, and filing a complaint.

Serves Sandy Creek: Yes

National Flood Insurance Program (NFIP)

Flood insurance is different from ordinary homeowners insurance. If you have an NFIP policy, contact your insurer to file a claim. Document damage and preserve evidence.

Serves Sandy Creek: Yes

Travis County Health & Human Services

Travis County HHS helps residents navigate financial hardship, housing needs, food insecurity, and utilities. For flood recovery, they may be able to help with home repairs, weatherization, utilities, food, social work, case management, and connections to other resources.

Home repair and weatherization covers roofing, HVAC, electrical, plumbing, and septic systems — applications are screened and eligible applicants may be placed on a waitlist. Utility assistance can help with electric, water, gas, and other bills, depending on funding. Social workers and case managers can help if you're dealing with several problems at once and don't know where to start — they help with housing, food, transportation, health care, employment, disability benefits, mental health, and other needs.

You don't have to wait until you're completely out of options to ask for help. If you're struggling with utilities, food, housing, repairs, or other basic needs, start the application process and see what's available.

Serves Sandy Creek: Yes

2-1-1 Texas

Dial 2-1-1 to connect with information about housing, food, utilities, health care, transportation, social services, and disaster assistance.

Last verified: September 2026.

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